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Equipment financing guides

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Guides

Can I finance a truck with a 500 credit score?

Financing a truck with a 500 credit score is challenging but possible for small businesses. Explore options and strategies to strengthen your application.

9 min read

Guides

Disadvantages of Equipment Financing

Understand the potential downsides of equipment financing to make informed decisions for your small business. Weigh the costs and benefits carefully.

8 min read

Guides

How Hard Is It to Get a Loan for Equipment?

Understanding the factors that influence equipment loan approval helps small businesses secure the machinery and vehicles they need to grow.

9 min read

Guides

Can You Finance a Tractor with a 600 Credit Score?

Financing a tractor with a 600 credit score is often achievable, especially when other business and equipment factors are strong.

9 min read

Guides

What Are the Financing Options for Restaurant Equipment?

Explore the financing options available for restaurant equipment, from loans to leases, to help your business acquire necessary assets.

10 min read

Guides

How Much Section 179 Can Your Business Deduct?

Maximize your tax savings with Section 179. Learn the deduction limits, phase-out rules, and how to effectively use this tax incentive for equipment…

8 min read

Guides

What is the process of equipment financing?

Understanding the equipment financing process helps small businesses secure the machinery, vehicles, or tools they need to grow.

7 min read

Guides

How Long Can You Finance Used Equipment?

Used equipment financing terms typically range from 2 to 7 years. Learn the factors that influence loan duration for your business.

8 min read

Guides

What Credit Score is Needed for Equipment Financing?

Navigating equipment financing credit score requirements can be complex. Learn what scores are typically needed for approval and how to improve your…

7 min read

Buying Guide

Financing Equipment You're Buying at Auction

Auction and dealer purchases move fast and often require payment within days. Here's what lenders need to underwrite an auction deal, and how to time a bid around financing.

3 min read

Financing 101

How Equipment Loan Payments Actually Work

Amortization, term length, and what's baked into your monthly number — explained in plain words, plus an honest note on paying it off early.

4 min read

Tax Strategy

Section 179: How to Write Off Your Equipment in 2026

The IRS lets small businesses deduct the full cost of qualifying equipment in the year it's placed in service — not over five or seven years. Here's how to use it.

6 min read

Financing 101

Lease vs. Loan: Which Is Cheaper for Equipment?

Leasing keeps monthly payments lower but a loan builds equity. The right answer depends on how long you'll use the equipment, your cash flow, and how you handle taxes.

7 min read

Buying Guide

How to Finance Used Equipment in 2026

Lenders will finance used equipment, but the rules differ from new. Age limits, condition requirements, and loan-to-value ratios all play a role. Here's what to expect.

6 min read

Industry Guide

Equipment Financing by Industry: Machinery, Vehicles, Restaurant & More

Lenders evaluate equipment differently by sector. This guide covers what financing looks like for construction, transportation, restaurants, medical practices, and manufacturing.

8 min read

Financing 101

How Much Equipment Can a Small Business Finance?

There's no universal cap — but your revenue, time in business, credit, and the equipment's collateral value all shape the number. Here's how lenders size equipment loans.

6 min read

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